My Funded Futures Review 2025: The Premier Futures Prop Firm Taking Over the Industry
My Funded Futures (MFFU) has exploded onto the futures prop firm scene since launching in November 2023. With over 72,000 traders, a stellar 4.9/5 Trustpilot rating from 12,700+ reviews, and a reported 25% pass rate (double the industry average), MFFU has quickly become one of the most popular choices for futures traders seeking funding.
What sets them apart? Zero activation fees, no daily loss limits, lightning-fast payouts, and the ability to keep 100% of your first $10,000 in profits. Whether you're a beginner looking for an affordable entry point with the $77/month Core plan, or an experienced trader wanting maximum flexibility with the Pro plan, MFFU has an option for you.
In this comprehensive 5,000+ word review, we'll break down everything: all three plans (Core, Scale, Pro), pricing, rules, payout structure, and whether My Funded Futures deserves its reputation as the premier futures prop firm in 2025.
Risk Warning: Futures trading involves substantial risk of loss. Monthly subscription costs can accumulate. This is not financial advice—trade only with money you can afford to lose.
My Funded Futures At a Glance
My Funded Futures Pricing & Plans
MFFU offers three distinct plans to match different trading styles and experience levels. Core is perfect for beginners, Scale offers the best value for growth, and Pro provides maximum flexibility for experienced traders.
Most popular choice. Grow your account with progressive scaling.
$50K
$100K
$150K
SCALE Plan Features:
Included With All Plans:
Platforms: NinjaTrader, TradingView, Tradovate, R|Trader Pro, Quantower, Sierra Chart
Affiliate disclosure: We may earn a commission if you sign up, at no extra cost to you.
What is My Funded Futures? The Complete Overview
My Funded Futures (MFFU) is a futures-only proprietary trading firm that launched in November 2023 and has since become one of the fastest-growing prop firms in the industry. Based in Delaware, USA, MFFU has attracted over 72,000 traders with their trader-friendly rules and exceptional payout structure.
What makes MFFU special is their one-step evaluation process. Unlike firms with multi-phase challenges, you only need to pass a single evaluation to get funded. Hit your profit target while respecting the EOD (End of Day) trailing drawdown, and you're in. There's no time limit—take as long as you need.
Who is My Funded Futures For?
- ✓Budget-conscious beginners who want the cheapest entry at $77/month (Core)
- ✓Growth-focused traders who want to scale their account size progressively
- ✓Experienced traders who need full contracts from day 1 with no scaling rules (Pro)
- ✓Traders who hate daily limits—MFFU has NO daily loss limit on any plan
A major milestone came in July 2025 when MFFU removed all activation fees. Previously, funded traders had to pay $150-$300 to activate their accounts. Now it's completely free, making the path to funded trading more accessible than ever.
MFFU also offers a path to live capital. After 5 consecutive payouts, traders can transition from sim-funded accounts to real money trading. This is a significant differentiator from firms that keep traders on simulation indefinitely.
6 Key Advantages That Make MFFU Stand Out
1. Keep 100% of First $10K Profits
Your first $10,000 in profits is 100% yours. Unlike most prop firms that take their cut from dollar one, MFFU lets you keep every cent until you hit the $10K mark. Only after that does the 80/20 split kick in.
This bonus is worth $2,000 compared to an 80% split from day one. It's essentially a $2,000 head start that makes your first months of funded trading much more profitable.
2. No Daily Loss Limit
Unlike most prop firms that enforce strict daily loss limits (often 2-4%), MFFU has NO daily loss limit on any plan. You only need to respect the EOD (End of Day) trailing drawdown.
This gives you incredible flexibility during volatile days. If you're down in the morning, you can continue trading without worrying about hitting a daily limit. Many traders consider this MFFU's biggest competitive advantage.
3. $0 Activation Fee
As of July 2025, MFFU charges zero activation fees. Pass your evaluation and start trading funded immediately without paying another cent. Compare this to competitors charging $85-$300 activation fees.
This change was a game-changer for the industry. It removes the financial barrier between passing your evaluation and actually trading funded capital.
4. 25% Pass Rate (2x Industry Average)
MFFU reports a ~25% pass rate—roughly double the 10-15% industry average. This isn't because their rules are easy; it's because they're designed to be fair and achievable for skilled traders.
The combination of no daily loss limit, EOD drawdown (not intraday), and reasonable profit targets creates conditions where consistent traders can succeed.
5. Lightning-Fast Payouts
MFFU has automated their payout system. Most withdrawal requests are processed same-day. This is among the fastest in the industry, where 1-2 week waits are common.
Payouts are available after 5 winning trading days, with a $250 minimum for Core accounts. Payments are processed via Riseworks (crypto or bank transfer).
6. Six Trading Platforms
MFFU supports 6 professional trading platforms: NinjaTrader, TradingView, Tradovate, R|Trader Pro, Quantower, and Sierra Chart. This is more platform variety than most competitors offer.
Whether you prefer advanced charting (TradingView), professional futures platforms (NinjaTrader), or web-based trading (Tradovate), MFFU has you covered.
The Honest Truth: 5 Disadvantages You Should Know
Despite the impressive advantages, MFFU isn't perfect. Here are the downsides you should consider before signing up.
1. 80% Profit Split After $10K (Was 90%)
While you keep 100% of the first $10K, the ongoing profit split is 80/20. This was reduced from 90/10 in 2024. Some competitors like Apex offer 90% ongoing splits.
However, the $10K first-profit bonus often makes up for this difference, especially for newer traders who may not immediately earn beyond $10K.
2. $100K Payout Cap Per User
There's a $100,000 maximum payout cap per user across all accounts. High-volume traders earning $20K+ monthly may find this limiting within a year.
For most traders, $100K is substantial. But if you're a professional earner, you may need to diversify across multiple prop firms.
3. Pro Plan Is Expensive
The Pro plan costs $227-$477/month depending on account size. For a $150K Pro account, you're paying $477/month—significantly more than competitors' similar accounts.
The premium is for no scaling rules and full contracts from day 1. If you don't need these features, the Scale plan offers better value.
4. Futures Only (No Forex/Crypto)
MFFU is futures-only. If you want to trade Forex, stocks, or crypto, you'll need another prop firm.
For dedicated futures traders, this is actually a benefit—MFFU can focus entirely on optimizing the futures trading experience.
5. Monthly Subscription Model
Unlike one-time evaluation fees, MFFU uses a monthly subscription. If you don't pass within 2-3 months, costs can accumulate.
On the flip side, if you need a reset, it costs the same as one month's subscription—often cheaper than competitors' reset fees.
Trading Rules Explained: What You Need to Know
MFFU's rules are designed to be trader-friendly while still ensuring risk management. Here's everything you need to stay compliant.
Evaluation Phase Rules
Hit the Profit Target
$50K = $3,000 target, $100K = $6,000 target, $150K = $9,000 target. These represent 6% of account size—achievable but not trivial.
Respect EOD Trailing Drawdown
The drawdown is calculated at End of Day, not intraday. This gives you more flexibility during trading hours. $50K = $2,000 DD, $100K = $3,000 DD, $150K = $4,500 DD.
50% Consistency Rule (Eval Only)
Your best trading day cannot exceed 50% of your total profits during evaluation. This prevents lucky one-day passes. No consistency rule on funded accounts.
No Time Limit
Take as long as you need to pass. There's no deadline pressure. You can pass in as few as 2 trading days if you hit your target.
Funded Account Rules
News Trading Rules
5 Common Mistakes MFFU Traders Make
1. Ignoring the Consistency Rule
Traders hit their profit target in one massive day, then realize their best day exceeds 50% of total profits. They have to keep trading to dilute that percentage.
Fix: Aim for steady daily profits. If you have a $2,000 day on a $3,000 target, keep trading smaller until you've added enough to bring that day below 50%.
2. Choosing Pro When Scale Would Suffice
Traders pay $344/month for Pro when they don't actually need full contracts from day 1. The $77/month difference adds up.
Fix: Be honest about your trading style. If you scale into positions anyway, Scale plan ($267/month for 100K) offers better value.
3. Forgetting the 1 Trade/Week Minimum
Funded traders take a week off and lose their account for inactivity. MFFU requires at least one trade per week.
Fix: Set a calendar reminder. Even placing a small trade on Friday keeps your account active.
4. Not Understanding EOD Drawdown
Traders assume the drawdown is calculated intraday and panic-close positions. EOD means it's only calculated at market close.
Fix: You can be down during the day and recover. Focus on your end-of-day P&L, not intraday fluctuations.
5. Rushing to Hit Profit Target
Over-leveraging to hit the target quickly, then breaching drawdown. The 50% consistency rule also catches aggressive traders.
Fix: Plan for 2-4 weeks to pass. Consistent $200-$500 days beat one risky $3,000 attempt.
Success Strategies: Maximize Your MFFU Results
Strategy #1: The Budget Builder (Core)
Best for: Beginners with limited capital
The Method:
- 1. Start with Core $50K ($77/month—industry's cheapest)
- 2. Target $150-$200 profit per day (hit $3K target in ~3 weeks)
- 3. Keep best day under $1,500 (50% of $3K target)
- 4. Once funded, build toward $10K to maximize 100% bonus
- 5. After 5 payouts, consider upgrading to Scale for larger capital
Why This Works:
- • Lowest possible risk ($77/month)
- • Manageable daily targets prevent overtrading
- • 100% of first $10K = excellent ROI on $77 investment
Strategy #2: The Value Maximizer (Scale 100K)
Best for: Intermediate traders seeking best value
The Method:
- 1. Get Scale $100K account ($267/month)
- 2. Target $300-$400 profit per day (hit $6K target in ~3 weeks)
- 3. Manage consistency: keep best day under $3,000
- 4. Use 4-5 contracts max (scale up gradually)
- 5. After funding, target $2,000/week for fast $10K bonus
The Math:
Strategy #3: The Pro Powerhouse
Best for: Experienced traders who need full flexibility
The Method:
- 1. Get Pro $100K account ($344/month)
- 2. Trade full 6 contracts from day 1 (no scaling)
- 3. No consistency rule on funded—go for big days
- 4. Target path to live capital (5 consecutive payouts)
- 5. Scale to Pro $150K once profitable
Who This Is For:
- • Traders with proven profitable strategies
- • Those who need full position sizing from start
- • Scalpers who can't deal with scaling plans
- • Traders aiming for live capital transition
MLS Score™ – My Funded Futures Rating
Our proprietary rating based on real trader data and performance metrics
4.9 Trustpilot, 72K+ traders
No daily loss limit, EOD drawdown
24/7 chat, Discord, fast response
$100K cap, path to live capital
$77/month start, $0 activation
Fast payouts, transparent rules
Methodology: MLS Score™ evaluates prop firms across 6 key dimensions based on verified trader feedback, payout data, and rule analysis.
⭐ My Funded Futures Verdict (2025)
Futures traders at all levels who want no daily loss limits, fast payouts, and the ability to keep 100% of first $10K
You trade forex/crypto, need more than $100K payout capacity, or prefer one-time fees over subscriptions
Scale $100K ($267/month)
Looking for alternatives? For similar futures focus: Apex Trader Funding offers 90% ongoing split with daily payouts. For multi-asset trading: FTMO supports Forex, indices, and commodities.
Frequently Asked Questions
Is My Funded Futures legit?
What's the difference between Core, Scale, and Pro?
How much of my profits do I keep?
Is there a daily loss limit?
How fast are payouts processed?
What platforms can I use?
Can I trade news events?
What is the consistency rule?
How do I get a live funded account?
What happens if I breach the drawdown?
Can I have multiple accounts?
Is MFFU available in my country?
Ready to Trade with My Funded Futures?
4.9/5 Trustpilot • $77/month start • 100% of first $10K • No daily loss limit • $0 activation fee