Lucid TradingvsTopstep
Lucid or Topstep? $78 one-time vs $49/month. Compare payout speed & rules. Best for YOUR style →
Lucid Trading
WinnerTopstep
* Prices shown are for the cheapest account with current promotions
WINNER: LUCID TRADING
* Price shown for the cheapest account with current promotion
Overview: Lucid vs Topstep
New school vs old school pricing models. Lucid charges $78 once and you're done - no monthly fees ever. Topstep pioneered the $49/month subscription model back in 2012. If you pass quickly, Topstep can be cheaper. But if it takes months, those subscriptions stack up. Plus, Lucid's ~15 minute payouts crush Topstep's weekly schedule.
Key Differences
| Category | Lucid | Topstep | Winner |
|---|---|---|---|
| Pricing Model | ✓$78 one-time | $49/month subscription | Lucid |
| Payout Speed | ✓~15 minutes | Weekly | Lucid |
| Monthly Fees | ✓$0 (none) | $49-89/month until funded | Lucid |
| Profit Split | 90/10 | 90/10 | Tie |
| Founded | 2023 | ✓2012 | Topstep |
| Total Paid | New firm | ✓$100M+ | Topstep |
| Daily Loss Limit | ✓None (25K) | Yes | Lucid |
| Education | Basic | ✓Comprehensive | Topstep |
* Prices shown are for the cheapest account with current promotions
Our Verdict
Lucid wins with one-time $78 payment vs Topstep's $49/month subscription. Lucid has faster payouts (~15 min vs weekly). Topstep wins on 12-year history.
Choose Lucid if...
Choose Lucid for one-time payment, fastest payouts, and no recurring fees.
Claim Lucid DealChoose Topstep if...
Choose Topstep for 12-year track record and weekly payout frequency.
Get started with TopstepWho Should Choose Each Firm?
Lucid Trading is best for:
- You want one-time payment ($78) with no recurring fees
- You want the fastest payouts (~15 min)
- You're not sure how long it'll take to pass
- You want 90/10 profit split from day 1
- You hate subscription models
- 25K with no daily loss limit appeals to you
Topstep is best for:
- You're confident you'll pass in 1-2 months
- You value 12 years of company history
- You want weekly payouts (vs bi-weekly)
- You prefer subscription flexibility
- You want their educational resources
- Brand trust matters more to you
Pros & Cons
Lucid Trading
Pros
- ✅Fastest payouts in the industry (~15 min)
- ✅No monthly fees (one-time payment)
- ✅FREE activation fee
- ✅4.8/5 Trustpilot rating (689+ reviews)
- ✅Pass evaluation in just 1 day
- ✅25K account has NO daily loss limit
Cons
- ❌Futures only (no forex/crypto/stocks)
- ❌40% consistency rule on funded accounts
- ❌Newer firm (founded 2023)
Topstep
Pros
- ✅One of the oldest prop firms (since 2012)
- ✅Weekly payouts available
- ✅90/10 profit split
- ✅Strong educational resources
Cons
- ❌Daily loss limit applies
- ❌Monthly subscription model
- ❌Fewer account size options
Frequently Asked Questions
Which is cheaper in the long run?
Which has faster payouts?
Does Topstep have a daily loss limit?
Which is more established?
Can I pass in 1 day with either?
The Bottom Line
Lucid for one-time payment and fastest payouts. Topstep if you value 12-year history and can pass quickly to minimize subscription cost.
Ready to Get Started?
Choose the prop firm that best fits your trading style and start your funded trading journey today.
* Prices shown are for the cheapest account with current promotions